what debt does bankruptcy cover

I have to file for bankruptcy for what is needed?

I am in debt $ 30,000.00 is what I need to file bankruptcy in Illinois? and how much they charge in a file? I too am getting sued for 7000.00 in jwelry if I file after I served, which are covered in the banruptcy?

You need a bankruptcy attorney who can go through everything and answer your questions. As an individual, you are either Chapter 7 or 13, depending on your income can (if you make too much money, you can not file Chapter 7, the discharge of all unsecured debt … secured debt, such as taxes, child support, student loans, Fines, fees and judgments, and others may not be discharged). Chapter 13 is a debt repayment plan, usually takes around 3 to 5 years, with secured debt under a top priority. Judgments from civil court may be included. The first consultation with a bankruptcy attorney is often free. Bring a list all your debts and the names of the persons / companies that you owe. Your lawyer will take it from there.

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