protected assets bankruptcy

Credit card companies can put a lien on principal residence for unpaid debt in Florida?

My mother lost her job and is $ 30 Grand in credit card debt. She has no assets except their primary residence, and paid as homestead exemption. Is there a law that a lien on their Land set against this amount, because they paid the minimum payments because she has no money. what bankruptcy can do to protect your home. She has no Property and a car, other than their homeland.

No, most credit card debt is unsecured debt. You can not take something from your mother. Some Furniture stores secure their credit card debt with the furniture that they sell you. Best Buy (if you have your memory card, not the master card) ensures the direct debit Now with the goods to you. Other cards such as Visa, Master Card, American Express, Discover, etc. have no security interest in all that you have bought with them. This is the Basic credit card interest rates, penalties and fees are so high because there is nothing the card companies can "take back" if the cardholder is not their bills . Pay What you can do is go to court and sue her mother, her wages garnished and / or bank accounts. When not working, then begin the attachment would if she gets a job again. The limit of the attachment is a total of 25% of your pay after income taxes and FICA taxes, no matter how much, how many people owe. What bankruptcy makes, not the credit card company is out to take legal action against you. You should consult a bankruptcy attorney to determine if this is their best option or not, but I would say that it is. I know very little about the situation, so that's why I say to visit bankruptcy attorney. The first consultation is free. The problem is that the bankruptcy cost is anywhere from $ 3 to $ 5 + thousand dollars. This may not be an option for them. But I would still have the free consultation.

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