lawsuit judgement bankruptcy

[mage lang="en|de|en" source="flickr"]lawsuit judgement bankruptcy[/mage]
PA civil action and / or bankruptcy questions?

A friend of mine was sued by Dell credit companies. Dell has also, because they fear to show up in court. She sent a letter to the attorney for Dell, "I said what I owe on that action. I am able, a minimum of $ 20 per month to pay until the debt is paid. "The fault, if I remember correctly, is somewhere between $ 5,000 -. First $ 6,000 of the agent for Dell or Dell myself ago, accepted the offer to pay? 2nd Can they file this lawsuit verdict under a PA bankruptcy? All advice would be very helpful. Thank you! It is thousands in debt, then the filing of a bankruptcy may be their only option. It would be a relief to know that she could throw this civil action in the fire.

Fortunately for Your friend can wages in PA are not seized for private debts …. so the verdict not allow them to touch their reward. The ruling will allow them to freeze her checking account and take out what is there. If she has no significant amount of money in the bank, then I would strongly recommend pulling all the money and put the cash in a vault or safe. Once they step over them their power is somewhat limited. They are certainly not too low payments per month, as … but given PA. Act does not allow wage garnishment, they could no choice but to accept what they can afford to pay. Very important: Make sure she pays only with money orders. Photocopy and to lead them into permanent records. NEVER them direct access to the checking account because they will raid it. Your friend does not have $ 1,500 or to spend as to Chapter 7 bankruptcy for such a small amount of debt file. Filing Chapter 7 is not cheap.

Is It Too Late To File Bankruptcy If A Lawsuit Has Been Filed Or Judgment Already Entered?