is bankruptcy right for me
The right thing to do is Chapter 7 bankruptcy?
My sister for years for SSI (Social Security Income) disability for a few. You 3judgmentsered got judgments against them from creditors (about $ 10,000), she has no way to pay now. I advised her to file Chapter 7 bankruptcy to pay off this debt, Is it legal to file for Chapter 7 bankruptcy in this case? Thanks for help
Your sister can file for bankruptcy, but the regulations require one year in credit counseling, you pay, then the actual cost of bankruptcy for about $ 300 for attorney and court costs. A much easier way in their situation would send a letter to all your creditors, it is judgment-proof because it has to SSI and no property, and contents of the section of the Fair Debt Collection Act in the letter. The is likely to end the problem. Before she gets on that debt I suggest sued sending letters to each creditor. You can fax this letter You can find online at several sites.
Is bankruptcy right for me? Cincinnati Dayton Bankruptcy Attorneys explain
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