credit repair organizations act.

Can credit repair companies charge before they complete their services?

According to the credit repair organizations act, credit repair companies cant charge you until they have completed the promised services, so why do all companies charge up front and people pay up front? Or am I misinterpreting the law? I found this on the government website link
…http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm

Many credit repair companies are scammers. Just as bad as a debt collector. Will say or do anything to get money,

What is CROA? | Orlando Credit Repair Assistance

Credit Repair Organizations Act (H.R. 458) : hearing before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One-hundredth Congress, second session, on H.R. 458, a bill to prevent consumer abuse by credit repair organizations, September 15, 1988. …

Credit repair organizations after regulation: wolves in nonprofits’ clothing?: An article from: Florida Bar Journal $5.95 This digital document is an article from Florida Bar Journal, published by Florida Bar on July 1, 2003. The length of the article is 5965 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Credit repa…