credit repair firms

credit repair firms
Can anyone vouch for Lexington Law firm for credit repair?

I've heard that some of these companies will complete fraud, rather than simply an overpriced service to do something for yourself. Has anyone heard anything bad about Lexington?

You know, I was gonna sign with them, but I can tell you they are a scam. They will hold the line to send the dispute letters for a long time, so that you pay monthly, you can do what they are because they have the letters and fight your credit card to do your own mistakes. It is very simple. I met a ruling made last week. Register at www.truecredit.com then look for error-making 3 copies of your credit report and mark all errors send a copy of your report at any of the credit agencies (trans union, Equifax, expirian) Also a head write a letter for each credit agency heres a sample letter (customize it any credit reporting agency) Credit Report Dispute Letter Date Complaint Department Name Company City, State, Zip Re: Your name Your birth date, your Social Security Number Dear Sir or Madam: I write the following information in my credit report Dispute, I have the things I circled in dispute over the attached copy of my credit report. Article 1: (identify by name the source (eg, creditors) and the type of items (eg credit card, Case, etc.) This item is (inaccurate or incomplete) because (describe what is incorrect or incomplete and why). I ask that the item modified from updated (,, etc.) to get the information is correct. Item 2: (if available, etc.) Enclosed are copies of documents (ie Contributor, court records, canceled checks, etc.) to support my argument of the above-referenced item (s). Please re this (this study) question (s) and (deletion or correct) the disputed item (s) as soon as possible. Sincerely, Your name Your address cc: creditor (s) Series: (List what you surrounds) E-mail this letter together with a printed copy of your credit report, the agencies, disputes have no bad loans not covered by the Agency Example is given below, if you dont use a credit error with Trans Union and Equifax did not set out with, you are sending Equifax a dispute letter, because it only cause of creditors, where appropriate, to make a report Equifax. Send your letters, and always First Class Mail all copies of what you send and revenue that you in fact mail To resolve your disputes. This way you can have proof of the exact date of your application by mail. The bureau has 30 days to do, to the investigation or the Bye Bye Baby Debt is cleared. Here is another letter with your creditors to provide proof of your debt demand: That was me from another Yahoo board member via e-mail and it's great: Sample letter to creditors with the letter sent to you in response to a statement sent to me on 16 December 2005. Note Note that it does not pay is a rejection, but a notice sent to the Fair Debt Collection Practices Act, 15 USC § 1692g. 809 (b) that your claim is disputed and validation is requested. This is NOT an application made on "verification" or proof of my address, but an invitation for the validation under the above title and section. I respectfully ask that your offices provide me with competent evidence that I am no legal obligation to You have to pay. Please send me the following: • What are the money you say I was guilty; • Explain and show me how you calculated what you say I owe; • Give me copies of any papers that show I agreed to pay what you say I owe; • Please evidence proof of the alleged Debt, including specifically the alleged contract or other instrument, with my signature. • Prove you is that the limitation / UCC has not expired on this account • Show me that you have a license to collect in my state. • Give me your license numbers and Registered Agent At this time I will also tell you, If you reported your offices invalid information about one of (the 3 major Credit Bureau's Equifax, Experian or TransUnion) this action could be fraud in the federal and also represent and state laws. Due to this fact, if there is no negative mark on one of my credit reports by your company or the company you would not represent me in An action against you hesitate found for the following: • Violation of the Fair Credit Reporting Act • violations of the Fair Debt Collection Practices Act • Defamation of Character If your offices are able to provide the proper documentation as requested in the following explanation, I will call at least 30 days to this information to examine and during that time all collection activity must cease and desist. Also to be taken in this validation period, if any measures that act as could be harmful to one of my credit reports, I will consult with my lawyer suit. This includes any listing any information to a credit reporting Could be the repository, inaccurate or invalidated or verifying an account as accurate when in fact there is no evidence provided that there is. If your office not to respond to this confirmation within 30 days from the date of purchase, you have to delete all references to this account and completely from my credit file and a copy of such deletion request shall be removed promptly sent to me. I would like also to request in writing that your office no phone contact with me or my place of employment. If your offices attempt to telephone communication with me, including but not limited to computer generated and calls or correspondence, or to any third party, will be considered harassment and I have no choice but to file a complaint. All future communications to me must be in writing and the address is already in this letter by USPS. Us the opportunity to work with TrueCredit report.com for a monthly membership.This way for 14,00 You can check your report continusly. For this to give it all you will always be in control of your report through the use of Lexington Law, you have defined no control and you will not be able to say whether what Lexington Law makes for you. The only thing that you are by yourself, it pays for your credit report and Your time costs. This is the case, take your time and patients. But it will help you get the credit system and will help you how to take better care of your credit card and more responsibility in the future. Doing the dispute me taught me a lot about the credit and I can say I'm much better to earn credit life

Credit Repair


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