chapter 13 bankruptcy lawyer fees

Chapter 13 Bankruptcy?
I asked this question last week, and I would love to answer more if you could answer it. I am a few months in a 60 month plan Chapter 13 BK. I owe the creditors 7,700 + $ 2,700 attorney fee. I pay $ 85.00 every two weeks. And it is set at 70%. I I dont have a home in this, because I sure that I do pay each month and on time. My question is – what are my chances of calling these credit card companies (or the collection company that has these accounts) and asked them to set up, payment schedule that I do who have no interest? I want to hear all advice. Let me only add that I am not my home, in the latter. Can the credit card company sue me and garnish my wages or put a lien on my house if I do not send what they do every month?
Maybe you should not get in on the debt in the first place
PreQualification Techniques for Chapter 13 Bankruptcy Attorneys