bankruptcy consolidation

What are the pros and cons of bankruptcy? Should I take for debt consolidation?
In about 15K in debt w / low income. Hardly payment of Minima w / o impact overall debt. What can I do?
I think bankruptcy is the best option. It gives you a clean slate and your credit is not ruined forever. One might say it's harder to do, a bankruptcy these days, but it is not true …. I make it easier to do it now, when it was found 11 years ago. The best Way for you to look at it, your credit is ruined either way. You need good credit to traditional debt consolidation to say about your bank and debt consolidation Company a rip off … they can not save your credit card and it is as bad as a bankruptcy do. I would say this is a bankruptcy yourself a fresh start. Do not try to get back into the same rut down the road and you will be ok. The only reason I'm doing a second bankruptcy because of a divorce, and I was left with a Amount of its debt … otherwise I would not be in this situation.
$99/mo Debt Consolidation (Bankruptcy attorney: Raleigh, Cary, Wilson, Durham, Fayetteville)
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