bankruptcy cases in ohio

In bankruptcy cases in which student loans could be included?

I live in Ohio and my husband and I are filing for bankruptcy. I lectured on bankruptcy law and saw where he said that student loans could be included if the judge ruled that it would constitute undue hardship. What does this mean and when is it an "undue hardship"

Student loans are not dischargeable in general, and each request is determined by the bankruptcy judge stopped. If a debtor has totally and permanently disabled and have no reasonable expectation of income for the rest of the life of the debtor, which could be released — it unless the judge found an expectation of inheritance, etc. (and believe me, they will!) investigate terminal illness can also be considered a constitute undue hardship. Mere poverty, other commitments, and the inconveniences that are not considered undue hardship in bankruptcy court if the tax dollars and are for the discharge. It's really hard to take! Your lawyer can advise on this issue, and is not responsible for the cases under existing precedent research. I hope you have a lawyer. If not, you need one! (If a bankfuptcy is submitted and then kicked by errors or omissions in the declaration happened can not be blocked again everything that is, the court considers fraud, all obligations immediately discharged in full force, and the debtor bankruptcy for quite a while.)

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