after bankruptcy car loans

Does anyone know how reaffirming a loan after bankruptcy is?
We have already decided to do it and declared bankruptcy and went before Court. It is our car loan, we thought we would not be able to afford in any other decent car if we drive this car, so we think . Let The payments are about $ 200 more than we can comfortably afford (the damn car salesman and a previously good credit score you can get in trouble). Be them to lower our payments some how?
You have a few options. 1. Affirm. 1.a. The bank will keep the same conditions. 1.b. But it is negotiable. REAF by the judge's approval to get. If you do not really (I sched vs. J), he will reject it, unless you change to reduce the revenue / expenditure to increase. But really, if you can not afford not to confirm this second Surrender. Stop the payment. Take this month's payment. Next month's payment and one after that (probably because it'll take so long for the case submitted to be repo then). Go buy a car with cash. Or use it as a deposit on a Buy here / pay here spend together, but less than $ 5k you get terrrible conditions. 3. Redeem. Www.722redemption.com If you come, they reduce the balance to the value of the car. It could get a lower payment. 4. Do nothing. Keep making the payment and they'll let you keep the car. $ Hit happens and you can not use the Payment, it will repo'd. But they can not come back to you for any cash (as in normal repo)
Bankruptcy Questions : How to Establish Credit After Bankruptcy
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